@font-face{font-family:"Open Sans";src:url(../fonts/opensans.woff2) format("woff2");font-weight:600 800;font-display:swap}
@font-face{font-family:"Source Sans 3";src:url(../fonts/sourcesans.woff2) format("woff2");font-weight:400 700;font-display:swap}
:root{--navy:#001435;--navy2:#0a2550;--blue:#1952A4;--blue-d:#123f80;--green:#64B724;--ink:#1d2433;--mute:#4f5868;--line:#d9dee7;--paper:#f4f6f9;--white:#fff;
--h:"Open Sans",Arial,sans-serif;--b:"Source Sans 3","Source Sans Pro",Arial,sans-serif}
*,*::before,*::after{box-sizing:border-box}
[hidden]{display:none!important}
html{-webkit-text-size-adjust:100%;scroll-padding-top:96px}
body{margin:0;font:400 1.0625rem/1.6 var(--b);color:var(--ink);background:var(--white)}
img{max-width:100%;display:block}
a{color:var(--blue)}
h1,h2,h3{font-family:var(--h);font-weight:800;line-height:1.15;margin:0 0 .6em;letter-spacing:-.01em}
h2{font-size:clamp(1.5rem,2.6vw,2.1rem);color:var(--navy)}
h3{font-size:1.15rem;color:var(--navy)}
p{margin:0 0 1em}
.wrap{max-width:1180px;margin:0 auto;padding:0 24px}
.sec{padding:4.25rem 0}
.sec--paper{background:var(--paper)}
.sec--navy{background:var(--navy);color:#e8edf5}
.sec--navy h2,.sec--navy h3{color:#fff}
@media(max-width:900px){.sec{padding:3.5rem 0}}
@media(max-width:600px){.sec{padding:2.75rem 0}.wrap{padding:0 16px}h2{font-size:1.5rem}}

/* top bar + header */
.top{background:var(--navy);color:#cfd8e6;font-size:.85rem;text-align:center;padding:.35rem 12px;line-height:1.3}
.top b{color:#fff}
.hd{position:sticky;top:0;z-index:50;background:#fff;border-bottom:1px solid var(--line)}
.hd__in{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:8px 24px;max-width:1180px;margin:0 auto}
.hd__logo{width:120px;height:auto}
.hd__r{display:flex;align-items:center;gap:20px}
.ph{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--navy)}
.ph__i{width:42px;height:42px;border-radius:50%;background:var(--blue);display:grid;place-items:center;flex:none}
.ph__i svg{width:20px;height:20px;fill:#fff}
.ph small{display:block;font-size:.78rem;color:var(--mute);line-height:1.1}
.ph b{font:800 1.3rem/1.15 var(--h);white-space:nowrap}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.5em;font:700 1rem/1 var(--h);padding:.95em 1.4em;border-radius:6px;border:2px solid transparent;text-decoration:none;cursor:pointer;white-space:nowrap;transition:background .15s,transform .15s}
.btn:hover{transform:translateY(-1px)}
.btn--blue{background:var(--blue);color:#fff}.btn--blue:hover{background:var(--blue-d)}
.btn--green{background:var(--green);color:var(--navy)}.btn--green:hover{background:#71c52f}
.btn--white{background:#fff;color:var(--navy)}
.btn--dark{background:#0b1220;color:#fff;border-color:#0b1220}
.btn svg{width:18px;height:18px;fill:currentColor}
@media(max-width:700px){.hd__in{padding:6px 16px}.hd__logo{width:66px}.ph small,.ph b{display:none}.ph__i{width:40px;height:40px}.hd__r{gap:10px}.hd .btn{font-size:.85rem;padding:.75em 1em}}

/* form */
.qf{background:#fff;color:var(--ink);border-radius:10px;padding:1.5rem;box-shadow:0 18px 40px rgba(0,10,30,.35)}
.qf__h{font:800 1.2rem/1.2 var(--h);color:var(--navy);margin:0 0 .2rem}
.qf__s{font-size:.8rem;color:var(--mute);margin:0 0 .9rem;font-weight:600}
.fld{margin:0 0 .75rem}
.fld label{display:block;font-weight:600;font-size:.92rem;margin:0 0 .25rem;color:var(--navy)}
.fld small{font-weight:400;color:var(--mute)}
.fld input,.fld select,.fld textarea{width:100%;font:inherit;font-size:1rem;padding:.7rem .8rem;border:1.5px solid #8892a3;border-radius:6px;background:#fff;color:var(--ink)}
.fld input:focus,.fld select:focus,.fld textarea:focus{outline:3px solid rgba(25,82,164,.3);border-color:var(--blue)}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:0 .75rem}
@media(max-width:600px){.row2{grid-template-columns:1fr}}
.qf .btn{width:100%}
.qf__back{background:none;border:0;color:var(--blue);font:600 .9rem var(--b);cursor:pointer;padding:.5rem 0 0;text-decoration:underline}
.qf__note{font-size:.8rem;color:var(--mute);margin:.6rem 0 0;text-align:center}
.qf__err{color:#b00020;font-weight:600;font-size:.9rem}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}

/* rates table */
.rt{width:100%;border-collapse:collapse;background:#fff;font-size:1rem}
.rt th,.rt td{padding:.85rem 1rem;text-align:left;border-bottom:1px solid var(--line);vertical-align:top}
.rt thead th{font:700 .85rem var(--h);color:#fff;background:var(--navy)}
.rt tbody th{font:700 1rem var(--h);color:var(--navy)}
.rt td small{display:block;color:var(--mute);font-size:.82rem}
.rt-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:8px}
.rt-notes{font-size:.95rem;color:var(--mute);margin-top:1rem}
.rt-notes li{margin:.25rem 0}
@media(max-width:640px){.rt thead{display:none}.rt,.rt tbody,.rt tr,.rt th,.rt td{display:block;width:100%}
.rt tr{padding:.8rem 1rem;border-bottom:1px solid var(--line)}.rt th,.rt td{border:0;padding:.15rem 0}
.rt td::before{content:attr(data-l)": ";font-weight:600;color:var(--navy)}}

/* faq */
.faq__i{border-bottom:1px solid var(--line)}
.faq__q{width:100%;text-align:left;background:none;border:0;padding:1.05rem 2.4rem 1.05rem 0;font:700 1.05rem/1.35 var(--h);color:var(--navy);cursor:pointer;position:relative}
.faq__q::after{content:"+";position:absolute;right:.4rem;top:50%;transform:translateY(-50%);font-size:1.5rem;color:var(--blue);font-weight:400}
.faq__i.open .faq__q::after{content:"\2212"}
.faq__a{max-height:0;overflow:hidden;transition:max-height .3s ease}
.faq__a p{margin:0 0 1.1rem;color:var(--mute)}

/* footer */
.ft{background:#000c22;color:#aab5c7;font-size:.9rem;padding:2rem 0 5rem}
.ft a{color:#fff}
.ft p{margin:.2rem 0}

/* mobile call bar */
.mbar{position:fixed;left:0;right:0;bottom:0;z-index:60;display:none;gap:8px;padding:8px 12px;background:#fff;box-shadow:0 -4px 16px rgba(0,0,0,.15)}
.mbar .btn{flex:1;font-size:.95rem}
@media(max-width:700px){.mbar{display:flex}}

.fade-up{opacity:0;transform:translateY(16px);transition:opacity .5s,transform .5s}
.fade-up.visible{opacity:1;transform:none}
@media(prefers-reduced-motion:reduce){.fade-up{opacity:1;transform:none}}